In this book you will learn how by saving in an IUL for only 5 years you can self-finance your "cars" and most other financial needs for the rest of your life! Only 120 pages for a fast read for your client about ALL the essentials of IUL!
The KEY to being your Own Banker is to SAVE 1st! Then you can be your own lender to finance all your Life's needs! While these monies are borrowed the are still earning stock market gains and creating a Retirement Income for You - NO other Loan will do that! And if you will continue to save every year until retirement instead of only 5, it will of course create a much greater Retirement Income and Security -- this is shown with illustrations too for ages 30, 40 and 50.
This book also illustrates how it is the BEST College Savings Plan TOO! And how it can create more savings than paying off your house faster!
The book also explains why:
1) Being your "OWN Banker" is a smarter way to Finance your life because when times are tough there are NO late payments, NO derogitories on your credit report and NO payments have to be made until you have income again.
2) It is a much better Retirement Savings Plan than Qualified Plans or a Roth - earning 7-9% NET!
3) You need to save in "Stocks" (and a chart of the historical gains) but that you will do much better in an IUL because there is NO Market Risk and you KEEP ALL the Gains! Reports include Bear Market history and the "Lost Decade".
4) Includes Articles on IUL and Retirement from the Wall St. Journal, Kiplinger, TIME, CNBC ('New Investment Asset Class') and more.
5) Includes the NU Whole Life report and how the WL companies historically over project gains - and what the co.'s report they really net over 20 years (about 3.5%).
6) Explains the "Deferred Tax Trap" and why they need to be saving for Tax FREE Income!
7) Also INCLUDES the information in the "Best Way to Design an IUL" booklet (in this book it also lists all the different features of an IUL and which companies do or do not have each one - BUT the 'best' plans are NOT listed).
-Goes into detail about Option A (level) vs. B
(increasing)
- Fixed vs. Variable Loans
- And how to INFLATIONIZE a policy for both
Premiums and Income!
- Chart of Actual Average Lifetime Cost (0.3% year)!
If you need a book that SHOWS how Indexed Life
is the BEST Financial plan for the LIVING to save THOUSANDS of $'s in Interest Costs over a lifetime AND the Best Retirement Savings Plan
AND Best College Savings plan
AND the Best way to Payoff Your House Faster
- look no farther!
