
“The difficulty lies, not in the new ideas,
but in escaping from the old ones.”
John Maynard Keynes
“The General Theory of Employment, Interest and Money”
Last Chance Retirement
Oceanside, CA 92057
lastchan
To Order
www.lastchanceretirement.biz/OrderPage11-09.html
Item #7 on Order Page
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
This Notebook Manual includes
Full Color Comparison Illustrations between:
1) 403b (and other Qualified Plans) vs. Indexed Life.
2) 401(k) + 50% match (national average) vs.
Indexed Life.
There is a COLOR illustration for ages 30, 35, 40, 45, 50 and 55. Each age is done with a 20% and 35% MTR - 24 illustrations total! PLUS co. IUL CV and Income Illustration!
Sample Illustration: http://kvisit.com/Sx-Bh
After seeing these Comparison Illustrations
it would be crazy for anyone to not
have an Indexed Life Plan instead!
ALSO Included:
IUL vs. 403(b)/457 Features List
IUL vs. Roth Features List
IUL vs. 401(k) Features List
CNBC: Life Insurance the NEW Asset Class
The 403b Marketplace - Who they are; how to find teachers and do workshops in the school.
Option A vs. Option B Comparison
The New 403b Rules for Contributions and Transfers
72t Methods and Rules
3rd Party Administators
STRS, PERS and Pension Max
Social Security Pension Offset
(many teachers will NOT inherit their
spouse's Social Security!)
Taxes on Social Security Benefits
Articles
Forbes, Fortune, Newsweek, Dalbar, National Underwriter, Morningstar, NYTimes, US News, MSN Money and more on:
Retirement Before College
Indexing Outperforms Funds
Escaping IRA Tax Monster
Retirement Savings Tax Bomg
The Deferral Tax Trap
Taxes Must Increase 50%
New Ways to Shelter Retirement
REPORTS
IUL Company Ratings
Top 200 Company Standings
Historical Performance of Whole Life, UL, VUL and IUL
Mutual Fund Fees
IUL Fees and Expense Ratios (annual and lifetime)
Bear Market History and Analysis
The Lost Decade
Historical 5, 10, 20 and 30 year Running Gains
of the S&P and IUL since 1945
Projection of ACTUAL IUL gains at Historical
Average Cap and Participation Rate
(for a more real historical comparison vs. the S&P)
More Articles
60 Minutes, TIME, Forbes, Investment News
401k Rethink
ERISA Fund Costs
401k Plans Failing in Retirement
401k Fee Fiasco
Time to Retire the 401k
All of this for ONLY $65!
Add the IUL PPT TOO for just (total) $110!
See Order page for Package
with IUL Reference Manual
For more Information and testimonials:
www.lastchanceretirement.biz/401kM.html
"GREAT!"
Gregory P. / Texas
Harry S. / CA
"The 403b manual has a wealth of information
that every teacher should be made aware of
regarding planning for their retirement."
Howard G. / Indiana
"The (403b/401k) Manual became very powerful for me ... What attracted me to you originally was your ability to make complex things more understandable. The presentations I've made with it were very convincing to people who are actively positioning themselves to discontinue their qualified plan contributions in favor of IUL. I expect the Manual will be a real blessing to me in the months to come."
Dean A. / Idaho

Testimonial
Mid May '10 I got a call from Ken S. in IL asking about the IUL vs. QP Manual + PPT . A couple weeks went by and on May 27th I received an order for it and he received it about a week later. One month later I received a phone call from him on July 7th, and he said (paraphrased as I did not tape record it):
“Sir, I just wanted to thank you for a fabulous manual that you put together. The information in it is just awesome! I really didn’t have the money to buy it, but I really needed what you said it was. I just started a job working for a co. that makes appointments doing reviews with people who already have policies. None of them are much interested in spending more on life insurance. But I ask them ‘how about saving with no market risk and taking out the income Tax Free?’. That has more appeal to them. I give them a brief overview using the comparison illustration in the manual and ‘take it away’ saying I’ll go into it in more detail next time with an illustration for your age if you want to meet again.”
"When I come back for the 2nd appointment my presentation is your PPT. Between that and the knowledge I learned from your manual I feel like and they think I’m an IUL expert. The cases are a slam dunk! My first month I was the top agent in our office with six cases for $60,000 in annualized premium. My goal is to make $100,000 a month. My brother is quitting his job to do this too. All the other agents and the mgr. want to know what I’m doing and to take them on an appointment, but I’ve said ‘no’ - your manual and PPT are my secret! Thank you!”
Not bad for a $110 investment (Manual AND PPT). [I checked the agency and it is a real national co.]
"It ain't what you don't know that
gets you into trouble.
It's what you know for sure that just ain't so."
Mark Twain
Last Chance Retirement
Oceanside, CA 92057
lastchan