“The difficulty lies, not in the new ideas,

                           but in escaping from the old ones.”

 

John Maynard Keynes

“The General Theory of Employment, Interest and Money”

 

Last Chance Retirement
Oceanside, CA 92057

Reader Testimonials

* "Thank you for writing this book. I am not quite sure how you got inside my head! I have been saying a version of what I have just read for years! You have taken the best seminar hot points and made them universally understandable. I couldn't get it read fast enough. I think "Last Chance Retirement" is the most well worded encapsulation of what is the future for many people. Your info on mutual fund returns, taxes, and especially having your 401k raided! Great work! I believe it to be more to the point than "Missed Fortune" and it has the ability to point prospects back to their advisor (if they have the sense to purchase the book for their clients). I have finally found someone who is as passionate about saving the world as myself. I think the book is great!"      Mike Finder / Granada Hills, CA

“I have read everything ever put out on the subject of retirement planning over the last 21 years , and “Last Chance Retirement” is by far the best book on the subject of a properly designed Private Plan I’ve ever read! Brett has been able to put together a compelling story regarding what I have always believed to be “The Holy Grail” of retirement planning ‘Secrets’. I’ve also done exhaustive research as far as plans go, and agree with Brett as to who has a far superior product today. Especially with the “Living benefits,” this concept will be the wave of the future and anyone who reads this book will find a way to save for retirement with a Private Plan!”
Gary S. Wood - Top Industry Agent with FEG & LSW / near Sacramento CA

* "I put off starting the book, but now that I have I can't put it down. Great job! (Now that I’ve finished it) I’m still impressed! I'm not the numbers person you are, so I have a hard time going through all the detail, but the most important part is the impressive research that validates your assertions. I totally buy the fact that we are going into rough times, both in terms of market volatility and taxation. All the debt we are piling up we can't just wish away. So we have an amazing product, risk free, and tax free income: an unbelievable combination!" Harry Sonke / Riverside, CA

* “This book is the ‘bible’ about Private Plans - absolutely everything is covered. I keep going back and rereading sections and learning something new each time!”      Dennis Scott / Sacramento, CA

* "I love the book! Agents need to read word-for-word the sections on Private Plans."    David Weiner / Trainer & Top Agent with FEG

* Congratulations on a great book Brett! Frankly I am surprised at how good it is! I’ve read a lot of books that address the retirement needs of Boomers and yours is among the best! I like the way you educate people on our current economic situation and offer a solution that should be made available to all Americans. It may be the best explanation of a Private Plan I have ever read - I've worked with it for years and I learned something from reading this. The part where you show how a Private Plan can actually earn more than the index itself blows me away!

  This book will be great not just for consumers, but also for agents to learn about it and how to use it. The first chapter about this country's debt is so disturbing it almost made me sick. I believe every agent should read this book! The President of a new agency joining ours asked me about the ‘other’ books and I told him to wait - the best one (yours) is coming! Also, I want you to talk about it on our weekly national conference call. Believe me, if I didn't love your book and think it would be great for our agents and their clients I wouldn't want you to do this!"                     Ron Petrinovich [CEO of FEG (one of the largest advisor agencies in the country)]

* "What a terrific book! This is a Great Work! Finally proof that a Private Plan is not "Too Good to Be True" just "Too Good to Miss." My clients will owe a measure of their well-designed retirement plans to ‘Last Chance Retirement’. I have thirteen agents and I'm demanding they all read it immediately.”                                                 Earl A. Brown / Laguna Niguel, CA

* “The First Chapter laid a good foundation for what is happening in the Country today that will influence one’s retirement. Plus planting the seeds for why a Private Plan has so many positive financial benefits. While much of the data and statistics I have seen before, you put them all together in a concise manner.”                        Gary Dean / San Jose, CA

"Love it!  Powerful information ... it will “turbo charge” my already existing energy for the Private Plan platform."  Jeff Forrest / San Luis Obispo CA

* “Your book is Awesome! Thanks for helping us in the crusade to change the destiny of Baby Boomers with regards to retirement as well as the up and coming Generation X.”   Doc Faulkner / St. Louis, MO

* “I am “lovin” ‘Last Chance Retirement’ in a weird sorta way. This book is the answer to my prayers and those of millions of my fellow baby boomers with taxable 401(k) and IRA plans. With the current state of the US economy, the inadequacies of Social Security and Medicare, the US is ill-prepared for the retirement of more than 77 million boomers starting in 2008. Instead of "looking forward to retirement", because of the inevitable required tax increases, we now are being "faced with retirement" by having been set up to pay those taxes from our nest eggs, and most of us do not even know it. ‘Last Chance’ is our urgent call to action to salvage our financial freedom before it is too late. Thanks to your in-depth knowledge, years of experience and fluid story telling style, this book reads like a compelling historical novel. This is REQUIRED READING for anybody who wants to truly retire and not just survive old age. Kudos to you -- keep up the fine research and writing -- you have a gift.”       Bill Buettner / Modesto, CA

* “I like your approach . As a person coming from a professional corporate career in sales & marketing, I want to approach my clients with facts & figures too rather than (just) emotion. I’m impressed at the pithiness (wit) and detail!”                         Michael McEntee / Mountain View, CA

* “Great book! I particularly like the comparisons of all the companies. I am recommending that all our advisors read it.”    Lee Horner /Tucson, AZ

* “I have read your book three times and every time I pick up more valuable information. Everyone in our business should be reading this book and use it for a resource manual!”      Daniel Hoar / Ohio

* “First off I want to thank you for writing this book; I couldn’t put the damn thing down. I am about 200+ pages into it after 3 hours and I think it is FANTASTIC. Start a trilogy or something. This book is great!”       Muris Mulalic / Santa Clarita, CA

* “This is the most practical and readable analysis yet on the subject of the impending retirement crisis in America. Your book takes a very practical and common sense approach to dealing with our impending financial storm and backs it up with logic and a nice blend of historic and current evidence, not just numbers and charts. I enjoyed it thoroughly and would not hesitate to recommend it to anyone who plans to retire in the next 30 years. Thank you for your valuable insight into the subject and for shedding light on a potentially disastrous problem in America.”     Dave Haslett / Tucson, AZ

* “The first four chapters about the state of our nation blows you away! It is sadly very believable. You have done us all a great deed by writing this book!”          George Mackenzie / Alhambra, CA

* “I want to commend and thank you for writing this book. I am amazed at the information that you have gathered and provided that could really help a lot of people think twice about how they are preparing for their retirement. It has a wealth of information to help them make a decision. I enjoyed reading it because of the information and statistics you are providing -- I like using numbers as numbers don't lie. (Because of it) I am even more excited and motivated to talk to people about building wealth for retirement! I have been endorsing your book and intend to use it as a "text-book" for my advisors.”      Linda Santos / West Covina, CA

* “Thanks for this awesome book -- I’m loving it!”      Jerry Vega / Commerce, CA

* “Thanks to your Book and Booklet they have pushed my practice to a new level! I was doing ok before, but now I am writing much larger cases with premium in the tens-of-thousands. I leave a Private Plan proposal and the Booklet with all my prospects even if they tell me they aren’t interested. A few days later many of them "see" the value and benefits, and say “I want to do it”. Consequently since I started using your book I’m actually working less hours and earning much more!”             Paul I. / Cypress CA

* “Thank you Brett! This is by far the most comprehensive book with the analysis and solution on Private Plans that has been written. The readers of this book have all the information they need to redirect their life savings into safety and income they can’t outlive. It is shocking how many people hang on to the old outdated strategies of the 80’s and are still touting 401k’s, 403b’s and IRA’s. It is now time to take control of your future with these ideas or plan to retire with a part time job.”          Frank Sullivan / Loma Linda, CA

* “Before I read your book I thought I knew a lot about this subject but boy was I wrong. I learned more in your book than in all the others combined. Anyone who is serious about being absolutely diligent in designing cases must not only read this book but keep it handy at each presentation, because is has all the references and historical data to support any point you need to make. Thanks Brett… great book!”  Jurgen Weller / Saratoga, CA

* “Brett has written a “financial page turner” and you don’t find many of those in the marketplace today. In fact “financial” and “readable” or “couldn’t put it down” are oxymoronic. I almost drove him crazy awaiting the newest release of the book. Thanks for a fine read & an asset to my education!”                      Jan Hallberg / W. Chester (Cincinnati) OH

* “WHAT A BOOK! I am glad to see someone finally put this much needed information in a book the consumer can easily read and understand! A must read for anyone interested in their retirement!”                                                         Randall L. Delph / President Lifetime Wealth Mgt. / Muncie IN

* “I am excited about your book! I have been teaching these principals for the last 14 years. It is great to see someone put it into a book that can be taught and shared with so many that need to understand the POWER of a Private Plan. Now with index crediting too, it’s like adding Turbo Charge to your Retirement Savings. Thanks Brett!”   Bob Gaston, Jr / San Antonio TX

*  “This book opens up the reader to all the "bleak" truth about today’s retirement situation. It also lets you know what has not worked and how a new path might be considered. Best of all it shows possible solutions that for most people have been hidden - if they are willing to change their way of thinking.”                                         Les Simpson / Littleton CO

*  “This is one of those "must read" books for any professional serious about retirement planning. This will change the financial futures of scores of Americans who follow the ideas and strategies presented. Thanks for this important work!”             Kevin Anderson / Louisville KY

*  “I have not been able to put this book down since I received it! It is one of the best, easy to read, consumer oriented books on the pitfalls and best solutions for, Tax Free lifetime income for retirement that you’ll ever find.”                                      Mac Lacey / Bakersfield CA

* “Thank you for writing “Last Chance Retirement”. It is the best book that I have ever seen to educate my clients, and all agents, on the benefits of a Private Plan. The book is an easy to understand explanation of how the strategy works and the benefits it offers to our clients. It has helped me educate many clients in the past 60 days, resulting in sales of over ‘xxxxxx’. I would suggest to any agent that they give your book and pamphlet to every client they meet with!”                                                     Tom Lee / Rancho Santa Margarita CA

* “Your’s is the first book that ever really explained Private Plan’s, and how to structure it for maximum retirement income in a very clear, precise and UNDERSTANDABLE manner. Thank-you for all the information and the clarity that your book provides!"  Vj Khalsa / Santa Fe NM

 

 

"It ain't what you don't know that

gets you into trouble.

It's what you know for sure that just ain't so."

 

Mark Twain

 

Last Chance Retirement
Oceanside, CA 92057